Is New York a no-fault insurance state?

Yes. New York is a no-fault state, meaning your own auto insurance pays for medical bills and lost wages after a covered accident, regardless of who caused it, up to the policy's PIP limit.

What is AAA no-fault arbitration in New York?

AAA arbitration is the mandatory forum for disputing denied or underpaid New York no-fault claims. A neutral arbitrator reviews the file and issues a binding award, typically faster and cheaper than court.

Who do you work with?

We support NYC law firms, medical providers, billing companies, and individual claimants on no-fault arbitration files, IME and peer review rebuttals, fee-schedule defenses, and Workers' Compensation coordination — in English and French.

What We Do

Strategy-Led No-Fault & Workers' Comp Case Support

Led by our flagship Case Strategy & Winning Advisory, we help NYC law firms, medical providers, and billing companies win cases, beat denials, and maximize recoveries — all backed by insurance-side precision.

Flagship Service

Case Strategy & Winning Advisory

Our flagship service: end-to-end strategic guidance built from a decade inside insurance carriers. We help you win at AAA arbitration and litigation, negotiate and settle cases at maximum value, refute denials with precision, and recover the records and documents carriers withhold. From case intake to final award, we map the carrier's playbook so your firm stays one step ahead — exposing weak denials, anticipating defense tactics, and positioning every file for the strongest possible outcome.

Who it's for: For law firms, medical providers, and billing companies that want to maximize recoveries and beat carriers at their own game.

$299one-time

Arbitration File Preparation

End-to-end preparation of arbitration files including AAA submission packages, claim chronologies, denial analyses, supporting documentation indexing, and proof-of-mailing verification — built to insurance-side standards so your case is ready to win.

Who it's for: For law firms, medical providers, and billing companies submitting AAA No-Fault arbitrations.

$499one-time

IME & Peer Review Summaries

Detailed analysis and summarization of Independent Medical Examinations and peer review reports — flagging inconsistencies, identifying defensible positions, and producing rebuttal-ready briefs that save your team hours of review time.

Who it's for: For attorneys and providers responding to denials based on IME or peer review findings.

$199one-time

Workers' Compensation Case Support

Workers' Compensation case management support including form preparation (C-4, MG-2, RFA-1), hearing prep, documentation review, and coordination with WCB filings — backed by deep insurance-side knowledge of how cases are evaluated.

Who it's for: For law firms and medical providers handling NY WCB claims.

$399one-time

Bilingual Case Support (EN / FR)

Full bilingual case support in English and French — including client interviews, document translation, statement preparation, and culturally-attuned communication for NYC's diverse Francophone communities including Haitian, West African, and French-Canadian clients.

Who it's for: For firms serving Francophone clients across NYC.

$199one-time

Need a borough-specific or carrier-specific overview? Visit our Resources hub for NF-2 / NF-3 / NF-10 / AOB guides, GEICO / State Farm / Progressive / Allstate / Liberty Mutual playbooks, and Brooklyn, Queens, Bronx, Manhattan, Staten Island, and Long Island arbitration support.

Statewide New York Coverage

We support every AAA No-Fault hearing region in New York

Metro No-Fault supports providers and law firms throughout New York State — from Manhattan (NY 01) and the outer boroughs and Long Island (NY 02) to Westchester and Rockland (NY 03) and the rest of New York State (NY 04). Same case-prep methodology, every region.

NY 01

Manhattan

NY 02

Outer Boroughs & Long Island

NY 03

Westchester & Rockland

NY 04

Rest of NY State

See all coverage areas →

Ready to streamline your No-Fault case workflow?

Get expert support backed by 10+ years of insurance-industry experience. Schedule a consultation today.

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